Oliv FinancialHow Oliv Financial Makes Money
Oliv Financial is a loan connection and comparison service — an advertising and lead-generation platform for lenders — and not a lender itself. When you submit a request, your information is presented to participating lenders in the OlivFinancial network, and those lenders pay the platform for connections to prospective borrowers. This compensation is how the service remains free for borrowers: you never pay us an application fee, a matching fee, or any other charge.
Compensation may influence which lenders participate in the network and, in some cases, the order or prominence of presentation — but it does not influence the content of our educational guides, which follow the standards described on our about page, and it never obligates you to accept any offer.
Lending Disclosure
We do not make credit decisions, issue loans, set rates, or service accounts. Every loan offered through the network comes from an independent, state-licensed lender that underwrites according to its own criteria. Actual loan amounts, APRs, fees, and repayment terms are determined entirely by the lender you are matched with and by your individual financial profile, and are disclosed to you by that lender before you sign, as federal law requires.
All figures on this website — payment tables, calculator outputs, rate ranges, and representative examples — are estimates for general education only and do not constitute an offer or guarantee of credit. Not all applicants will qualify, not every state is served by every lender, and submitting a request does not guarantee any offer will be extended.
Your Choices and Rights
You may decline any offer without cost or penalty. You may ask what information the platform shared and with which lenders, and you may opt out of platform communications, by contacting [email protected] or (888) 660-6096. Our privacy policy describes data handling in full. A personal loan is a financial commitment: borrow only what you can comfortably repay, and read every agreement before signing — including its APR, finance charge, total of payments, and fee schedule.